Mr O'Toole's Barn

He told the insurance man, "We had that barn insured for fifty thousand bucks, and we need that money immediately!"

"Just a minute there, Mr. O'Toole," the agent replied. "Insurance doesn't work quite like that."

"What do you mean?!" he said. "The policy here says $50,000!"

"That's a maximum," the insurance man said. "What we do is will ascertain the value of what was insured, and then provide you with a new one of comparable worth."

After a long pause, he replied "That's how insurance works?"

"Absolutely," the agent said.

"Well then," he said, "I'd like to cancel the policy on my wife immediately!"

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